Citizens Bank

Information may not be reliable

Now, you have a choice. Regulations have changedfor banks charging overdraft fees to consumer accounts.Find out what "Opting In" or "Opting Out" means for you.

"Opting In" means banks may authorize reasonable debit card transactions that take accounts to negativebalances. If that happens, a fee may be charged. OptingIn DOES allow important protections. This service allows you to get emergency cash or to make a purchase without the embarrassment of being declined.

"Opting Out" means your bank would not, under any circumstance, be able to authorize an ATM or debit cardtransaction that takes accounts to negative balances. If an account has insufficient funds, all ATM and debit transactions would be declined. No fee will be charged for a declined transaction.
For a fast, convenient way to

Coming Soon....New and improved ONLINE BANKING & BUSINESS BANKING
Apply for a Mortgage Loan Online
Citizens Bank is participating in the "FDIC's Transaction Account Guarantee Program" to read more......visit our Citizens Bank Message Board.
Read the PRIMETIMERS Newsletter located on the Primetimers Page

It is being reported this morning that customers over the weekend have received calls from an automated system. It was telling the customer that their Debit Card might have been compromised and to enter the entire number. This call was NOT from Citizens Bank and did not state it was from Citizens Bank. If you receive one of these calls most importantly do not enter your card number and please report it to Citizens Bank 505-599-0100.

WARNING

http://taxes.about.com/b/2010/10/07/eftps-email-scam.htm

https://www.eftps.gov/eftps/
Remember! EFTPS values your privacy and security and will never attempt to contact you via e-mail. If you ever receive an e-mail that claims to be from EFTPS or from a sender you do not recognize that mentions a payment made through EFTPS, forward the e-mail to phishing@irs.gov or call the Treasury Inspector General for Tax Administration at 1.800.366.4484.

"Bringing the Best in Banking to San Juan County"
Free Online Banking with Free Bill Pay...

Open for business in San Juan County for over 100 years,
Citizens Bank is committed to San Juan County!
Professional and friendly employees impart quality customer service, in our six convenient locations and over the phone. We also offer:

Largest Lending Team in San Juan County
Open extended hours & most holidays at three branch locations
Handy ATMs in 8 locations around the county!

Citizens Bank offers state of the art banking products especially designed for individual and business customers. Consider our TOTALLY FREE checking accounts for personal and business, free Online Banking & Bill Pay, many loan offerings and much more.